Our goal is to make Buying your first home and Simple, Fun, Exciting and Hassle-Free Experience.

In America

$8,000.00 tax credit available to qualified First Time Home Buyers!

Best low down and even no down payment programs on the market today!

Guaranteed Rural Housing Program 100% financing program now available in some areas

Good job and Good credit = New home and a $8,000.00 tax credit for first time home buyers

Kidde Condo-Parent(s) can co sign for son and daugther without occupying property.

VA-0% Down Payment geared toward Veterans and Active Personnel in Navy, Army, Marine Corps, Air Force, Coast Guard, and National Guard.

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A First Time Home Buyer Guide

As a potential first time home buyer, you may feel a little overwhelmed with the entire process of buying your first home. Our goal is to empower you with the resources necessary and to give first time home owners the confidence and financial help needed to make the dream of buying your first home become a reality.

The more you know about the home buying process, the more likely you will be able to purchase the home of your dreams. For instance, the largest hurdle most first time home buyers face is saving the funds necessary for a down payment. Did you know that nearly every state has a program to help first time home buyers with the down payment? Some of that help is in the form of outright gifts: grants that never have to be repaid. In addition to state first time home owner programs, there are also Federal programs available. A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid. First time home buyers purchasing any kind of home—new or resale—are eligible for the tax credit.

Learn how you can take advantage of this $8,000 tax credit to buy the home of your dreams. Just fill out our Easy online form for your no cost no obligation consultation.

What is the definition of a first-time home buyer?

The law defines "first-time home buyer" as a buyer who has not owned a principal residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse.

What types of homes will qualify for the first time home buyer tax credit?

Any home purchased by an eligible first-time home buyer will qualify for the credit, provided that the home will be used as a principal residence and the first time home buyer has not owned a home in the previous three years.

Is there any way for a first time home buyer to access the money allocable to the credit sooner than waiting to file their 2009 tax return?

Yes. Prospective home buyers who believe they qualify for the tax credit are permitted to reduce their income tax withholding. Reducing tax withholding (up to the amount of the credit) will enable the future first time home buyer to accumulate cash by raising his/her take home pay.

Nearly every state has a first time home buyer program. We can provide educational courses that explain in detail all of the First Time Home Owner programs (including grants and low-interest loans) available to first time home buyers. Some of these courses are free and some are available for a very small nominal fee.

Opportunity of a Lifetime for First-Time Home Buyers

For aspiring first time home owners who find their goal stubbornly elusive, newly enacted legislation providing a tax credit of as much as $8,000.00 for first-time home buyers might just be the opportunity of a lifetime. But like so many of the good things in life, time is of the essence for buyers who want to take advantage of this outstanding opportunity. Only homes purchased on or after April 9, 2008 and before July 1, 2009 are eligible. Use the links below to learn more about the tax credit. Being a first time home buyer is intimidating and a big life experience. First time home buyers often don't know where to begin. We can help. From mortgages, to home searches in your best places to live and schools information we can give you the tools you need to move forward. Just fill out our easy form and receive your no cost no obligation consultation.

We sincerely want you to be able to buy your first house and enjoy all the wonderful benefits that home ownership brings.